Saturday, September 3, 2011

When you say the words "Give Me Money" to yourself, you're tapping into a realm of your subconscious mind and asking it to figure out a way to give you money.
The purpose of this article is to help millions of Americans who are wanting to know what do to make money. You can earn money with the information your subconscious has stored away in its vault. If you are asking yourself "How can I earn money?", your subconscious may very well hold the answer.

Just say "Give me money" from your money-making machine that is inside of your brain repeatedly throughout the day.

Earning money is easy once you know the secrets and your subconscious mind can show them to you. Find out how to make money by just saying "Give me money" several times a day out loud to yourself.

You can put your trust in your subconscious mind. It is constantly working even when you are asleep. It will perform tasks that you command it to perform. Psychologists who study the subconscious have been amazed at its ability to provide answers to problems. The subconscious is a very powerful part of your brain and has untapped potential that you can harness in order to improve your life. Put your subconscious to work for you whether you want money, happiness, a relationship, better grades, a better job, a better physique, a better relationship with your family members or friends, etc.

For example, have you ever asked yourself "How can I make money?" And you have been looking for away to earn money from home. Your subconscious mind is an excellent resource to employ. It's fairly easy to get it searching for solutions for you. No matter what they are.

If you're wanting money, try this for kicks. Drink three tall glasses of water and then say out loud to your subconscious mind "give me money" each night before going to sleep. Also, make sure you have pen and paper next to your bed. Before you take that inevitable trip to the rest room, write down the details of your dreams with the pen and paper next to your bed. You will begin receiving information from your subconscious which is working faithfully each night to provide you with the answer you are looking for in order to earn money.

Before long, you will be saying to yourself, "give me more money". And do you know what? You will get it.

This content is provided by Suze Ortoman and may be used only in its entirety with all links included. Suze Ortoman is providing hope to Americans by helping people prosper financially and get on the path to becoming wealthy through home-based business and work at home opportunities. Visit www.imnotbrokeanymore.com I'm not broke any more for more information and tips.

Article Source: http://EzineArticles.com/?expert=S_Ortoman

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Friday, December 18, 2009

http://biz.prlog.org/suzeortoman/

Overview

Vital Information Services Website

Suze Ortoman and Vital Information Services (VIS) are dedicated to helping people build wealth. Several recent surveys are pointing to a certain crisis for America as the cost of retirement and health care spirals upward and the financial ability of senior citizens to cope with these costs is inadequate.

Retirement has become a popular subject recently. There are approximately 79 million baby boomers and starting Jan. 1, 2008 every 7.7 seconds, a boomer will turn 60. Americans have seen 30% or more evaporate from their 401(k) plans due to the stock market meltdown. Social Security Trustees have admitted that the fund will be insolvent by 2017 because it will be paying out more than it receives. It will be depleted of funds by 2041. Medicare Trustees have reported that Medicare's Hospital Insurance Trust Fund will become insolvent by 2019.

The unemployment rate in the U.S. was 6.5% in October 2008 according to the U.S. Bureau of Labor Statistics. Experts agree that this will be one of the deepest recessions in history.

Millions of people are not just thinking about retirement but actually doubt they can retire. People who would, and by all rights, should be retiring in the next ten years are postponing retirement because they have suffered through financial losses recently and can't afford to retire. The stock market meltdown exacerbated a serious financial condition for would-be retirees. High gas, food, health care costs have forced baby boomers to tap into savings in order to make ends meet over the last several years. The stress is causing medical issues and resulting in missed work, higher health care expenses, and depression.

Suze Ortoman helps people understand that making more money and reducing debt will most likely be required in order to reach their retirement goals. Suze Ortoman and Vital Information Services have formulated a strategy which will allow people to retire within ten years.

Helping people learn how to reduce high-interest debt is one aspect of the strategy. 78% of Baby Boomers have mortgage debt, 59% have credit card debt, and 56% have auto debt according to a recent USA Today article about debt. Helping people understand that making a concerted effort to reduce and even eliminate debt will result in additional money they can put towards their retirement plan.

Helping people understand how they can retire within ten years provides hope for them at a time when so many people are grasping for solutions. Regardless of the current situation or the state of the economy, anyone should be able to retire within ten years. Once someone has decided when they want to retire then determines how much they will need for retirement, they can have less stress and more peace of mind after a plan has been created that will allow them to achieve their savings goals. Showing individuals how to increase their income while decreasing their debt then putting their money to work for them at the highest returns and the lowest risks possible is the mission for Suze Ortoman and Vital Information Services.



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Tags: Retirement, Money, Finance, Home Business, wealth, recession, income, saving, work at home, opportun

Saturday, September 19, 2009

The secret is to start now.

Start now

Visit www.retirein10years.com to get information about how Suze Ortoman and Vital Information Services is helping struggling Americans save money to retire. Get more details about how you can save enough money to retire. Start now.

Retirement has become a popular subject recently. When you understand the current situation, you'll understand why retirement is on the minds of so many people. Let's take a look at what's going on in the world today. There are approximately 79 million baby boomers and starting Jan. 1, 2008 every 7.7 seconds, a boomer will turn 60. Americans have seen 30% or more evaporate from their 401(k) plans due to the stock market meltdown. Social Security Trustees have admitted that the fund will be insolvent by 2017 because it will be paying out more than it receives. It will be depleted of funds by 2041. Medicare Trustees have reported that Medicare's Hospital Insurance Trust Fund will become insolvent by 2019.

The unemployment rate in the U.S. was 6.5% in October 2008 according to the U.S. Bureau of Labor Statistics. Experts agree that this will be one of the deepest recessions in history. Maybe Barack Obama will be able to help solve these problems. We will need to wait and see.

Millions of people are not just thinking about retirement but actually doubt they can retire. People who would, and by all rights, should be retiring in the next ten years are postponing retirement because they have suffered through financial losses recently and can't afford to retire. The stock market meltdown exacerbated a serious financial condition for would-be retirees. High gas, food, healthcare costs have forced baby boomers to tap into savings in order to make ends meet over the last several years. The stress is causing medical issues and resulting in missed work, higher health care expenses, and depression.

This article is intended to provide hope to anyone who is doubtful about retiring successfully in 10 years or less. It is meant to help those who have lost money in the stock market, have been unemployed or underemployed, have gone through or are going through bankruptcy, have suffered through an injury or illness, have not been successful in saving money for retirement for any other reason.

The steps below will not only allow you to retire in 10 years or less but will reduce stress and give you the peace of mind you are looking for in times like these.

Step 1 - Determine when you want to retire. Do you want to retire in ten years, eight years, five years from now? Grab a pen and a piece of paper then write down exactly you want to retire. Include the day, month as well as the year. For example, if you want to retire in ten years from now, write the following: "I will be fully retired by" (today's date plus ten years). If today's date is November 21, 2008, you would write "I will be fully retired by November 21, 2018". Knowing when you want to retire is a critical first step because without knowing when you want to retire, you have no timeline destination. You're like a ship without a rudder aimlessly floating around the ocean.

Step 2 - Determine how much money you will need to retire. Experts agree that a retiree will need 70 to 80% of their current income for every year they plan on being retired. It would be wise to plan on at least 80% to ensure you have enough to cover increasing health care costs. If your annual household income is $60,000, multiply $60,000 by 80% which is $48,000. This is how much you will need for each retirement year. Now when you multiply $48,000 by 20 years (the average number of retirement years), you come up with $960,000. You will need at least $960,000 going into retirement. Next, subtract the amount of money you have available for retirement currently from $960,000 in order to determine how much you lack.

Step 3 - Create a plan to get the money needed to retire. Let's say you want to retire in ten years and you currently have $300,000 available for retirement. Using the example above, if we subtract $300,000 from $960,000, we see that at least $660,000 is needed within ten years. In this step, you will begin to chart your financial road to ensure you reach your desired financial destination. Using straight division, we see that savings of $66,000 is needed every year for the next ten years ($66,000 x 10 = $660,000). Compounding interest will be a major factor in determining how much you need to save annually or monthly for that matter. Let's say you found an extra $500 a month either by making more money, or reducing your debt, or a combination of the two. If you were able to put that $500 dollars a month along with the current $300,000 to work for you at 10.6% annually, you would have $967,907.54 at the end of ten years. The math is too complex to illustrate here but you can punch the numbers in on a financial calculator or Excel to see for yourself.

Making more money and reducing debt will most likely be required in order to reach your retirement goal. Look at your current employment situation when looking for additional income. Ask yourself if there is a way to make more money either by working more hours, selling more, getting a raise, or by other means. If not, you may need to look for additional employment on a part-time basis. You may also consider getting a better paying job if your skills are in demand. Another consideration is starting a home business which provides excellent tax benefits as well as the opportunity to earn additional money.

Reducing high-interest debt should be high on your priority list. 78% of Baby Boomers have mortgage debt, 59% have credit card debt, and 56% have auto debt according to a recent USA Today article about debt. Making a concerted effort to reduce and even eliminate debt will result in additional money you can put towards your savings plan.

As the title of this article suggests, you can retire within 10 years or less when you use the steps outlined above. To repeat, regardless of your current situation or the state of the economy, you can retire within 10 years. Decide when you want to retire then determine how much you will need for retirement. You can live stress-free and have more peace of mind when you create a plan that will allow you to reach your savings goals. Increase your income while decreasing your debt then put your money to work for you at the highest interest rates and the lowest risks possible. Start now if you want success.

Interested in learning how to get 10% to 50% return on your money with minimum risk? Check out our Website. Start now by visiting www.retirein10years.com to get information about how Suze Ortoman and Vital Information Services is helping struggling Americans and to get more details about saving enough money to retire.

Suze Ortoman (http://www.vitalinformationservices.com) is a freelance writer and has devoted most of her career to helping families make money, reduce debts, and save money. She has researched the areas of personal finance, investing, home mortgages, wealth, and others. Her most recent research is in the areas of social security, medicare, and retirement. She is a content writer for Vital Information Services.

Sunday, September 6, 2009

Learn the secrets of wealth before your retire

Visit http://www.retirein10years.com for details on how Suze Ortoman and Vital Information Services are helping Americans learn the secrets of creating wealth before they retire.

In 1996, the baby boomer generation of approximately 78 million began turning 50 at the rate of 300,000 a month. This has had a phenomenal impact on the senior population. In an unprecedented paradigm shift, both parents and their children are now members of the senior population.

Life expectancy at the turn of the century was approximately 46 years; today it is approximately 86 years. The number of citizens over age 85 will double by 2030, and by 2050, 40 percent of the population will be older than 50. This means that for the first time in history, seniors will outnumber children and youth. Initially, it seems that this would create a huge burden on society as it faces a majority of members who traditionally require care and are heavily dependent on others.

Consider these statistics:

According to the US Census Bureau, 35.9 million currently people live below the poverty line in America.

Someone turns 50 years of age every six seconds.

55 million people in the U.S. are over 55 years of age and 34 million are over 65 years old - and that figure will double by 2030.

Median age in the U.S. today is 43. By the year 2014, the youngest baby boomers will be 50 years of age and the oldest will be 68.

People over 50 account for 43 percent of all U.S. households.

The over-85 age group is the fasting-growing segment of the population.

By 2020, the senior population will number approximately 115 million.

43% of U.S. households have less than $25,000 in their retirement funds according to AARP.

With these statistics in mind, it is crucial that today's workers save for retirement for two reasons. First, Social Security replacement rates will decline due to increases in the Normal Retirement Age, rising premiums for Medicare, more personal income taxation, and potential adjustments to restore financial balance to the system. Second, accumulations in 401(k) plans may well be much lower than people anticipate. As such, personal saving will become increasingly necessary for retirement security.

So how much are individuals currently saving for retirement? The standard measure, the personal saving rate reported in the official U.S. National Income and Product Accounts (NIPA), has fallen dramatically and in 2004 stood at a dismal 1.8 percent of disposable personal income.

Retirement is the "buzz" these days. Households are concerned about having money for the future but are finding it difficult to save while making ends meet. There is a huge demand for solutions which will provide for a comfortable retirement. You can provide the solutions and create a small fortune in the process.

Visit http://www.retirein10years.com for details on how Suze Ortoman and Vital Information Services are helping Americans learn the secrets of creating wealth before they retire.